Making Money Online & Personal Finance (MoneyDegree Style)

Why This Niche is Profitable in 2026

The "Making Money Online" and "Personal Finance" niche consistently ranks as one of the most profitable on YouTube, with average CPMs of $13-30+. Channels like MoneyDegree have proven this model works exceptionally well.

Content Ideas for 2026:

- Passive Income Strategies: Teach viewers how to build multiple income streams

- Stock Market & Investing: Beginner-friendly explanations of investing concepts

- Side Hustles: Real ways to make extra money in 2026

- Budgeting & Saving: Practical tips for financial management

- Crypto & Digital Assets: Educational content about cryptocurrency

- Real Estate: Property investing basics and strategies

- Credit Building: How to improve credit scores

- Debt Payoff: Strategies for becoming debt-free

Why This Works:

1. High CPM: Finance advertisers pay premium rates ($15-50+ CPM)

2. Evergreen Content: Financial education never goes out of style

3. Affiliate Potential: Promote financial apps, courses, and tools

4. Sponsorship Deals: Banks, fintech apps, and investment platforms pay well

Recommended Format:

- Talking head with screen recordings

- Animated explainers

- Real portfolio/income reveals (builds trust)

- News reaction videos

- "How I Made $X" case studies

Tools Needed:

- Basic video editing software

- Screen recording tool

- Presentation software for graphics

- Financial tracking apps to showcase

Monetization Beyond Ads:

- Affiliate marketing (brokerage apps, credit cards)

- Sponsorships from fintech companies

- Digital courses and ebooks

- Coaching/consulting services

- Membership community